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Amscot Financial : ウィキペディア英語版
Amscot Financial
:''Not to be confused with Amscot Discount Stockbroking in Australia
Amscot Financial Inc. is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, Amscot Financial provides non-bank consumer financial services through a network of retail branches located exclusively within Florida. Amscot's core services include check cashing, bill payment, prepaid access cards, short-term cash advances, free money orders, ATMs in every branch, Western Union wire transfers, notary services, fax services, and postage.〔 Amscot’s brand is The Money Superstore, and as of April 2015, Amscot Financial operated 236 branch locations〔 in the Tampa Bay, Orlando and Miami media markets.〔
The company does not franchise any of its branches and employs over 2,000 people.〔 In 2008 Amscot was named the Top Employer in Tampa in the ''Tampa Bay Business Journal''s Biggest Employers list,〔 and in 2011, for the fourth year in a row, the magazine named Amscot one of the Best Places to Work in Tampa.〔〔 In 2014 Amscot landed on the No. 36 spot on the Tampa Bay Business 100 list.〔
Amscot is a member of various trade organizations, including the Consumer Financial Services Association of America,〔 the Financial Service Centers of America,〔 and the Florida Consumer Financial Services of America (FCFSA).〔 Amscot has also partnered with or supported a number of community organizations in Florida, including the Children Rescue Network,〔 the Kids First traffic safety program,〔〔 and the Consortium of Florida Education Foundations (CFEF).〔 In 2006 Amscot started its annual "Just a Dollar" campaign, which raises funds for local education foundations.〔
==History==
Amscot Financial was founded in 1989 in Tampa, Florida by Ian MacKechnie,〔 an entrepreneur and businessman who moved with his family from Scotland to the United States in 1986.〔 Coming from a background of building and expanding businesses,〔〔 MacKechnie bought a bakery in Tampa〔 and began supplying doughnuts and pastry goods throughout west central Florida.〔 While continuing to run his bakery business,〔 MacKachnie noticed that his employees were cashing their paychecks in convenience stores〔 to avoid the hassle of going to a bank.〔 Recognizing a demand for a check cashing business,〔 MacKechnie sold the bakery company〔 and founded his own small check-cashing company.〔 He created and trademarked the company name Amscot as an homage to both his new home in the United States and his native Scotland.〔〔 In June 1989, the first Amscot location was opened on East Broadway in Tampa〔 and a second followed shortly thereafter on Fletcher Avenue.〔
In the early 2000's the company continued to grow and diversify its products and services mix.〔 By March of 2005 Amscot Financial operated 84 storefronts〔 and around 200,000 customers visited Amscot a week.〔 The company at the time handled approximately $3 billion worth of transactions a year.〔 By 2006 Amscot was also accepting bill payments for various utilities and service providers in Florida, including TECO, Orlando Utilities Commission, and Lakeland Electric,〔 with Duke Energy and Florida Power and Light (FP&L) added later.〔 In 2006 Amscot's revenues equalled $85 million,〔 over double from three years earlier.〔 In 2006 the ''Gulf Coast Business Review'' named founder Ian MacKechnie their "Entrepreneur of the Year."〔
In late 2012, following the launch of an expansion into the Miami market,〔 Amscot operated 195 storefronts in Florida〔 averaging 1,600 to 2,400 square feet per branch.〔 In late 2013, Amscot had branches in 20 Florida counties〔 and operated 3 training centers that train over 50 new employees each week.〔 Continuing to expand,〔 in October 2014 Amscot was named No. 36 on the Tampa Bay Business 100 list, published annually by the ''Tampa Bay Business Journal''. 〔
As of April 2015 Amscot operated 236 branch locations in central and South Florida〔 and employed over 2,000 people.〔 The company serves over 3 million customers each year,〔 with 2013 revenues of $186.2 million.〔 Among Amscot's core services as of 2015 are check cashing, bill payment, prepaid access cards, short-term cash advances, free money orders, ATMs, Western Union wire transfers, notary services, fax services, and postage, among others.〔 MacKechnie continues to serve as Chairman and CEO,〔〔(Ian MacKechnie ) at Linkedin〕 while his son Ian Andrew MacKechnie〔 serves as Executive Vice Chairman, Corporate Secretary, and Treasurer,〔(Ian Andrew MacKechnie ) at Linkedin〕 and his son Fraser MacKechnie serves as Chief Operating Officer〔〔 and President.〔(Fraser MacKechnie ) at Linkedin

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